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As San Diego’s premier credit advocacy group, we assist individuals that are experiencing financial hardship and/or fraud in dealing with banks, credit unions, financial institutions, collection agencies, debt buyers and/or attorneys to alleviate the problems they are experiencing by achieving the best financial solution, while simultaneously avoiding any credit backlash. Additionally, assistance can be provided for individuals that are having problems with their current credit and credit scores, by raising said scores with proven suggestions and resolving outstanding credit issues. Our process is compliant, effective and makes sense.

  • We are San Diego‚Äôs oldest, independent, local, and trusted source for credit, debt and collections issues.
  • We provide credit education, optimization, debt settlement, and collections services.
  • We have over 40 years of cumulative experience in the credit, debt, and collections and have been in business since 2006.
  • We are able to help consumers and businesses all over the country, but our specialty is San Diego.
  • With our expertise in working for banks, financial institutions, law firms, and collection agencies, we know how they work.